Would you like for your son or daughter to have a DEBT FREE college experience?  Who wouldn't?

Your next question is "How is that possible?"

Even state colleges are now beyond most people's ability to pay cash. Fifty percent of students who enroll in college never graduate. One reason is because of the high costs. 70% of all graduates from state colleges graduate with DEBT! 

If your child plans to go to a private higher learning institution your child (or you) could be one of the 90% that face debt after graduating. 

Is this how you want your son or daughter to start their post graduate life?  Short of a miracle, that is what is going to happen. HERE'S SOME RESOURCES TO SHOW HOW NOT TO fall into the trap of student loans.

The following are some statistics for college costs from 1980 until 2017:

Public Education






Private Education






4 year/
per year

$ 2,550

$ 5,243

$ 8,653



$ 5,594





2 year/
per year





$ 4,303

$ 9,302



According to the US Department of Education, National Center for Education Statistics 2019, Digest of Education Statistics 2018, Table 330.20. Average undergraduate tuition and fees and room and board rates charged for full-time students in degree-granting postsecondary institutions, by control and level of institution and state or jurisdiction: 2016–17 and 2017–18.

Dave Ramsey, a personal money-management expert, has a college financial course called Foundations in Personal Finance, College Edition.  This course teaches your college bound child important financial habits such as saving, budgeting, avoiding debt and learning how to spend wisely WHILE IN COLLEGE.

College is one of the biggest investments that you and your child will make.  Spend some money and time to teach your college bound child how to make good financial decisions. Hopefully your graduate will be DEBT FREE when they start their career. 

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